A | B | C | D | E | F | G | H | I | JK | L | M | N | O | P | Q | R | S | T | U | V | W | YZ |     Home Variable Rate Mortgage (VRM) See "Adjustable Rate Mortgage." Verification of Deposit (VOD) An official document issued by the borrower's financial institution that verifies the borrower's financial status and account balances. Verification of Employment (VOE) A document signed by the borrower's employer that verifies the borrower's position and salary. Vested Having the right to use a portion of a fund such as an individual retirement fund. Veteran’s Administration (VA) Loan A government loan for qualifying veterans for owner occupied resident properties, and administered by the Veterans Administration. Voluntary Lien A lien placed on a property by the voluntary act of the owner, usually a 2nd or 3rd mortgage.